Here’s what we cover in this episode:

🔄 New Mindset: From saving to spending

📊 Withdrawal Rates: Measuring portfolio pressure

🎯 Start Purposefully: Give every dollar a job

📈 Make It Last: Flexibility through retirement

🧾 Tax Coordination: Smarter withdrawal strategies

Your Guide:

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For decades, retirement planning has focused on one question: How much have you saved? But once retirement begins, a different question takes center stage. In this episode, Scott explains why two retirees with identical account balances can have dramatically different retirement outcomes and why understanding your income needs may be far more important than the size of your nest egg.

Dive Into This Episode:

0:00 – Income Doesn’t Always Mean Balance

1:50 – Incomplete Questions

2:57 – The Income Gap

4:23 – Withdrawal Rules

6:11 – Same Balance, Different Retirement

7:37 – The Plan: Start with Purpose

10:01 – Making Wealth Last

14:38 – Risks of Being Balance-Focused