Here’s what we cover in this episode:

💸 Why Enough Is Never “Enough”: Confidence doesn’t come from a number alone

🔄 Saver to Spender: Shifting habits is harder than expected

💵 Income Drives Confidence: Reliable income changes how you feel

📉 Market Feels Personal: Volatility hits differently without a paycheck

🔓 Unlock Permission to Enjoy: A plan gives you confidence to actually spend

Your Guide:

💼 Want expert help in planning for your financial future?

Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg

You can have plenty of money on paper and still feel unsettled in retirement. After decades of saving and doing everything right, many people expect confidence to come automatically. Instead, they hesitate to spend, second-guess their decisions, and worry about the future. Today, Scott explains why retirement isn’t just a math problem- and why feeling secure takes more than simply having “enough.”

Dive Into This Episode:

0:00 – Intro

1:47 – The Retirement Number Can Be Misleading

3:06 – Great Savers Can Struggle with Spending

4:19 – Losing the Paycheck Changes Everything

6:01 – Boredom, Identity & The “Now What?” Problem

11:44 – Markets Become Louder in Retirement

13:23 – Permission – The Missing Piece

15:16 – Life Plan vs Financial Plan

20:01 – Work with Scott