Here’s what we cover in this episode:

⚠️ Beyond Markets: Real risks go beyond investment performance

🛡️ Insurance Gaps: Life and care coverage can be overlooked

📄 Asset Titling: Ownership structure impacts outcomes

📉 Risk & Age: Mistakes matter more later in life

💸 Tax Exposure: Planning gaps can create long-term drag

Your Guide:

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This is Part 1 of our Hidden Risks series, where we’re looking at the issues that can quietly derail a retirement plan if they’re not addressed. Most people focus on investments, but that’s only part of the picture. In this episode, Scott walks through the risks that don’t show up on a statement but can still have a major impact. It’s all about making sure your plan is built for real life, not just market performance.

Dive Into This Episode:

0:00 – Intro

1:30 – Define Risk

2:13 – Your Plan Should Have Two Sides

3:01 – Hidden Protection Risks

5:21 – Liability Risk

7:07 – Asset Titling Risk

8:59 – Risk Increases with Age

10:50 – Taxes