Your Guide:

Everyone views their retirement differently, and there’s a segment of the population that wants to live life to the fullest. If they could build the perfect plan, that last check they write would barely clear the bank. For those that don’t want to leave a large legacy and would rather spend down their assets over their lifetime, we’ll talk about how personalized planning can help accomplish that goal and ensure you’re not going to run out of money too soon.

Discover the psychology behind spending habits, the importance of strategic withdrawals, and the essential components of a robust financial plan. Plus, learn more about the risks associated with a max spending plan, including market downturns and unexpected healthcare needs. Working with a strong financial team can help navigate these challenges and ensure that you have a backstop in place for any potential curveballs life may throw your way.

Here’s what we cover in this episode:

0:00 – Intro

3:08 – Strained spending

7:16 – Defining lifestyle needs

11:05 – Mindset shift

15:13 – Our process