Here’s what we cover in this episode:

💰 How to get honest with how much you really spend

🏦 Turning your portfolio into a reliable paycheck

🚐 Structuring your go-go, slow-go, and no-go years

⚠️ The three tripwires: taxes, healthcare, and market surprises

📉 Sequence of returns risk and “reverse dollar cost averaging”

Your Guide:

💼 Want expert help in planning for your financial future?

Apply for a consultation here 👉 https://calendly.com/erg-kc/introductory-phone-call-with-erg

Retirement is one of the biggest financial decisions you’ll ever make, but how do you know if you’re really ready? While there are countless details that matter, Scott is boiling it down to make it simple. In this episode, he covers the three key questions you need to ask yourself to find out if you’re ready to hang it up without looking back. Can you confidently answer these three questions? If so, you might be ready to retire.

You’ll hear why most people underestimate what they’ll spend, how hidden risks like taxes and healthcare can throw a plan off course, and the real key to turning savings into a reliable paycheck. By the end, you’ll know whether you’re financially and emotionally ready to step into retirement or what gaps still need to be filled. Retirement isn’t just about a big nest egg, it’s about knowing if you can make it last.

Dive Into This Episode:

0:00 – Intro

0:54 – Do You Know Your Real Spending Number?

4:18 – Have You Planned for Taxes, Healthcare, and Market Surprises?

8:41 – Do You Know How to Turn Your Portfolio into Income?

13:12 – Are You Still Unsure? Book a Discovery Call