Here’s what we cover in this episode:

⏳ RMD Surprises: Required withdrawals can increase taxable income

🔁 Roth Conversion Timing: Poor timing can trigger higher tax brackets

💰 Social Security Taxes: Benefits can become partially taxable

👫 Widow’s Tax Risk: Surviving spouses often face higher tax rates

📊 Proactive Planning: Early retirement years create tax opportunities

🧠 Coordinated Strategy: Taxes, withdrawals, and Medicare are connected

Your Guide:

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When most people picture retirement, they imagine fewer deadlines, fewer worries and hopefully fewer taxes. But many retirees are surprised to learn their tax bill can actually increase once they stop working. Scott walks through four retirement tax traps that catch people off guard and how proactive tax planning can help reduce lifetime taxes and protect retirement income.

Dive Into This Episode:

0:00 – Intro

2:22 – Trap #1

4:52 – Trap #2

7:40 – Trap #3

8:49 – Trap #4

13:03 – Be Proactive